While most banks, including BPI (Bank of the Philippine Islands), send notifications for online transactions like fund transfer, bills payment, and the like, it is quite rare for clients to receive alerts or notifications from the bank for ATM transactions.
This is the reason why many victims were completely unaware that their ATM cards had been skimmed and crooks had already withdrawn their hard-earned money. They only learned about the unfortunate incident/s when it was time for them to withdraw money or upon checking their account balance using ATMs or via online banking. But by then, it was often too late…
The proliferation of ATM skimming and other relevant issues these past years has become quite alarming, especially because some of these crooks managed to steal large sums of money from unsuspecting clients.
It is a good thing that BPI has rolled out a new security feature which sends email alerts to clients every time a withdrawal is made on their account. The alerts might also be sent for unsuccessful transactions and reversals.
Now, it seems that the security feature has been rolled out for most, if not all, of the bank’s clients. For example, this writer has personally experienced receiving email notification from the bank mere seconds after a withdrawal was made last February 3, 2016.
I did not request for the bank to send me notifications for ATM transactions yet I received the email right after I got the money from the ATM slot!
Of course, since the email notifications are sent after the transaction was made, the client could not prevent the crook from stealing the money yet the alert ensures that the client is aware of what is happening with his/her account in real time.
The timing of the notifications is quite perfect because the client can immediately notify the bank if an unauthorized transaction was made. If done quickly enough, there might be a huge possibility that the crook could be apprehended immediately.
Future transactions using the same card could then be prevented after the client notifies the bank and disables the card.
The email notification is also quite detailed. Not only does it include the transaction amount and parts of the account details (last 4 digits), these are also included in the short report: transaction date and time, ATM location, and ATM terminal ID.
With these details, it is possible to quickly pinpoint where and when the withdrawals were made. If the crook could not be caught right after making the transaction, he/she could at least be recognized by relevant CCTV footage.
How to Activate ATM Withdrawal Notifications
While the writer was able to receive ATM withdrawal notifications via email without activating the alert, all BPI users have the option to activate the same by logging in to their BPI Express Online Account if they still aren’t receiving alerts. Clients can also set the withdrawal amount threshold notifications to 5k, 10k, 15k, and 20k.
Since not everyone have internet access on their phones at all times, it is possible for clients to also activate SMS notifications to receive alerts for ATM transactions! They only have to enter their mobile number in the allocated slot to activate the alerts.
This feature will certainly be very useful to many of the bank’s clients.
We could only hope that other banks would follow suit – or are there other banks out there already offering this feature? If yes, please inform us so we could update the others. Thanks!
What can you Say?
Creative Pinoy Guy Makes Realistic Action Figures from Rubber Scraps
A lot of Filipinos are not just creative, they are also clever in that they can find ways to make the most of their situation. One such guy is Elmer Padilla, a street artist who makes realistic action figures from rubber scraps.
His story was shared on Facebook by netizen Adrian Soriano Bernabe who posted about his craft on the GUHIT Pinas public group page. According to Bernabe, he got curious why there were people crowding around Padilla one day while he was at the public market in Imus, Cavite.
He went closer to check out what was going on and discovered that the people were crowding around Padilla because of his awesome action figures. The toys looked so realistic and incredibly detailed that it was quite difficult to believe these were made from discarded flipflops and other rubber scraps.
If Bernabe had not seen Padilla create some of the action figures, he probably wouldn’t believe the ones the vendor was selling really came from the rubber scraps. Indeed, it’s difficult to believe that but this only means Padilla is a highly talented artist.
Bernabe said that Padilla had a lot of action figures there, including Deadpool, Hellboy, some Transformers robots, and various well-known superheroes and characters. But the artist in him did not just stop at figures he can copy from existing creations because he also made his own robot designs.
According to the amazed netizen whose story was later posted on Viral Manila, he learned that Padilla hails from Catbalogan, Samar but had gone to Cavite to try his luck there. His main bread and butter is being a construction worker but he enjoys making the action figures on his free time and sells his craft to interested customers.
What are Action Figures?
Action figures are dolls or little figures that represent a real person or a fictional character known for ‘vigorous action’. These poseable characters often come with jointed limbs to allow the owner to change how the character looks.
Diligent Grade 12 Student Sells Corn to Go to Private School
Working students are truly inspiring because they found a way to solve the challenge of not having enough money, as long as they can go to school. Netizens express admiration over a young man who sells corn so he can go to school.
Facia Lois Estive shared on Facebook how she and a friend were just having some snacks when the latter noticed that the vendor selling corn across the street was wearing a school uniform. The two observed that there were a lot of people buying from this young man.
It was only when most of the customers had finished buying corn that Facia and her friend went closer to check out this inspiring young man.
They learned that he is already in Grade 12, taking up the Humanities and Social Sciences (HUMSS) strand at the University of the East (UE), a private educational institution in Manila, Philippines.
During his free time, this hardworking student sells corn and remits his earnings so he could pay for his tuition fees!
At the time Facia and her friend took his photos, the student was wearing a uniform and a pair of slippers but he revealed that he usually changes into ‘civilian’ clothes.
Inspired by this young man, Facia shared his story and photos on Facebook where it quickly went viral.
While they had forgotten to ask for his name, they later discovered that he is Joel Mendiola. His Facebook account confirms that he’s from UE and that he’s not ashamed about selling corn even if he studies at a private school – because it is the very reason why he can go to school, after all.
Kudos to you, Joel Mendiola! Good luck.
What is a Working Student?
As the term implies, a working student is someone who earns money in various ways so he/she could go to school. A lot of schools
Ferrari Insult Reportedly Gave Rise to Lamborghini
Most business owners need an inspiration to start their business but it is widely believed that an insult by Ferrari’s owner would lead to the rise of the Lamborghini brand.
Born to grape farmers of Cento in the Emilia-Romagna region, Italy, a man named Ferruccio Elio Arturo Lamborghini would use his knowledge as a mechanic to start a business of tractor manufacturing back in 1948.
He would also launch several businesses but his prowess as a tractor manufacturer would bring the Lamborghini name much fame. As he grew richer, Lamborghini began to collect expensive cars – and he had a Ferrari, a Jaguar, and a Mercedes 300 SL, among others.
According to several stories, Lamborghini encountered problems with the clutch of his Ferrari. So, he went to the brand’s founder and owner Enzo Anselmo Ferrari to talk about the issue but was allegedly insulted as the latter told him to stick to making tractors and stop dabbling with the manufacturing of cars – or so the urban legend goes…
After getting insulted by Ferrari, Lamborghini was so angry that he began to build his own brand of cars to specifically become Ferrari’s competitor. Soon enough, the Lamborghini brand would catch up with the Ferrari brand and became a well-known manufacturer of fast cars, taking a chunk off Ferrari’s market.
Even to this day, it’s hard to say who is more popular, Ferrari or Lamborghini. But what’s quite amazing is that if the story of the insult was for real, then Ferrari made one of the biggest mistakes in his life when he insulted Lamborghini.
But it would seem that the ‘insult’ thing was just urban legend. On a biography posted on Lambo Cars, the writer claimed that Ferrari refused to meet Lamborghini regarding his complaint; thus, if they never met to talk about it, then the ‘insult’ couldn’t have happened.
How Did Lamborghini Fix His Broken Ferrari?
As to how Lamborghini fixed his broken Ferrari, the same biography wrote:
“He noticed the clutch fitted to this Ferrari wasn’t any different from the ones Lamborghini mounted in their tractors, so he drove the Ferrari to the Cento factory and had a Borg & Beck clutch installed straight from the parts list of one if the tractor models … the problem never returned after that.”
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