While most banks, including BPI (Bank of the Philippine Islands), send notifications for online transactions like fund transfer, bills payment, and the like, it is quite rare for clients to receive alerts or notifications from the bank for ATM transactions.
This is the reason why many victims were completely unaware that their ATM cards had been skimmed and crooks had already withdrawn their hard-earned money. They only learned about the unfortunate incident/s when it was time for them to withdraw money or upon checking their account balance using ATMs or via online banking. But by then, it was often too late…
The proliferation of ATM skimming and other relevant issues these past years has become quite alarming, especially because some of these crooks managed to steal large sums of money from unsuspecting clients.
It is a good thing that BPI has rolled out a new security feature which sends email alerts to clients every time a withdrawal is made on their account. The alerts might also be sent for unsuccessful transactions and reversals.
Now, it seems that the security feature has been rolled out for most, if not all, of the bank’s clients. For example, this writer has personally experienced receiving email notification from the bank mere seconds after a withdrawal was made last February 3, 2016.
I did not request for the bank to send me notifications for ATM transactions yet I received the email right after I got the money from the ATM slot!
Of course, since the email notifications are sent after the transaction was made, the client could not prevent the crook from stealing the money yet the alert ensures that the client is aware of what is happening with his/her account in real time.
The timing of the notifications is quite perfect because the client can immediately notify the bank if an unauthorized transaction was made. If done quickly enough, there might be a huge possibility that the crook could be apprehended immediately.
Future transactions using the same card could then be prevented after the client notifies the bank and disables the card.
The email notification is also quite detailed. Not only does it include the transaction amount and parts of the account details (last 4 digits), these are also included in the short report: transaction date and time, ATM location, and ATM terminal ID.
With these details, it is possible to quickly pinpoint where and when the withdrawals were made. If the crook could not be caught right after making the transaction, he/she could at least be recognized by relevant CCTV footage.
How to Activate ATM Withdrawal Notifications
While the writer was able to receive ATM withdrawal notifications via email without activating the alert, all BPI users have the option to activate the same by logging in to their BPI Express Online Account if they still aren’t receiving alerts. Clients can also set the withdrawal amount threshold notifications to 5k, 10k, 15k, and 20k.
Since not everyone have internet access on their phones at all times, it is possible for clients to also activate SMS notifications to receive alerts for ATM transactions! They only have to enter their mobile number in the allocated slot to activate the alerts.
This feature will certainly be very useful to many of the bank’s clients.
We could only hope that other banks would follow suit – or are there other banks out there already offering this feature? If yes, please inform us so we could update the others. Thanks!
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No More Lost Packages: Amazon Now Confirms Package Delivery By Taking a Photo of Your Front Door
The internet revolutionized the way we shop. Online shopping makes life more convenient. More and more people these days prefer buying things online rather than the conventional way of going into shops.
Shopping online gives you cheaper deals and better deals since the products come to you directly from the seller or manufacturer. Many online shops also offer discount coupons and rebates. One of the largest and most popular shopping websites worldwide is Amazon.
The choices you can find on Amazon is amazing. You can find gift easier with fewer expenses. From books to posters to rare finds, Amazon has it all. However, not all people have great experiences purchasing stuff online. There were items that went missing in action after the delivery man drops their items on the door.
No More Lost Shipments
Most people, at some point, have had to play detective when the item they ordered online just went missing. Although it is stressful at most times, losing the items you paid for using your hard-earned money may just be a thing of the past, thanks to the trial that the online retail giant is rolling out.
To avoid packages going AWOL, Amazon recently completed their Amazon Logistics Photo On Delivery programme in the United States and will be carried out in the United Kingdom soon.
How Does It Work?
The delivery driver would need to take a photo of your front door to help you find the packages easier. This initiate came after the online company bought smart doorbell company ring, a company that records footages of front doors, for a staggering £700 million.
The online retail giant updated its delivery device and app being used by their delivery personnel. All logistics drivers can now take photos of your home. These photos are loaded onto the Amazon server and drivers and deliverymen don’t have access to them.
— Heather (@Heather_PLS) September 7, 2017
Once the package arrives, the customer will receive a photo along with a notice of delivery. That notice includes a photo of your door with the package lying on the floor.
If you think it is invading your privacy already or adding the photos is a little too much, you can opt to have this additional service removed from the Amazon’s website.
On the “Your Orders” section, simply click “Don’t take delivery photos.”
No more lost packages, yes to happy purchases. Do you think this new service from Amazon is good?
Malaysian Boy Quits School to Become a Farmer, Now a Millionaire Who Farms Cows
While most people want to finish their studies to become successful in life, as is the common belief, one student in Malaysia only thought of becoming a farmer. He so wanted to be one that he quit school at Standard 6.
But you can’t become a farmer without capital and if you have no land. So, this young boy, Saipol Azmir Zainuddi, first became a construction worker to earn money.
Saipol’s monthly salary was RM750 ($190) per month but for his first salary, he didn’t splurge on a new gadget or treat his friends to dinner at some popular restaurant in town. Instead, he bought a calf.
Each month, thereafter, Saipol would buy a calf which his father would take care of.
“Although I dropped out of school way earlier than my friends, that didn’t break my spirit, because being a farmer has always been my dream,” he revealed.
“By the time I was 18, I’ve already had 300 cows. During that time, my father and I raised and sold cows to villagers. I saved up all the profit made because it has always been my dream to own a farm.”
At this point in time, he was already finding success as a farmer and had quit being a construction worker but he dreamed of expanding his farm; thus, he took a loan of RM100,000 ($25,600) to buy a 0.8-hectare land for his cows.
With hard work and determination, the poor Malaysian kid became a millionaire! Today, at age 33, he owns at least 30 buffaloes, 700 cows, and 150 goats.
Last year alone, he earned at least RM1 million ($255,900). But what’s really impressive is that he isn’t selfish at all. Even now that he’s attained success, he is willing to share his knowledge with others and readily coaches anyone interested to know how to run a business like his.
While we don’t advocate quitting school, we encourage everyone to follow their dreams because it can lead to success…
Busty Babe in Skimpy Outfit Helps Taiwanese Vendor Quadruple Sales in One Day
These days, there are already a lot of people who are doing business and are taking care of their finances compared with the number in the past. It seems that many have learned that it is not just important to get a job but to also own a business so they can have extra income.
While that is good, this also means that you have a lot of competition now – especially because there are people who simply copy the business models of those they see as going successful. Ever noticed how there are new stalls popping up near or in front of popular shops, selling the same thing?
Well, there’s no law against these people ‘copying’ your business unless you had registered a patent for it; thus, the best thing you can do is to outdo the competition so you can attract more customers. That you can do through providing the best products and services, offering cheaper alternatives, and doing various gimmicks like doing contests or, as one vendor did in Taiwan, hire a busty model to sell at your shop for one day!
There’s a shop selling braised meat in Taichung night market, Taiwan.
The clever owners of the shop decided to hire the model who goes by the name Little Peach on Facebook.
The model arrived at the shop wearing a low cut sweater and skimpy shorts. Her presence at the shop was such a big deal to the customers that the owners admitted to having quadrupled sales that day! Whew!
Little Peach would also proudly post photos of her gig at the braised meat shop – and the post would quickly go viral on social media.
People are now calling her as ‘Braised Sister’ while others are asking where the shop is located so they can also meet up with Little Peach and buy the meat she’s selling…
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