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28-Year-Old Woman Retires with $2 Million in Bank!

Living in New York City might be a dream to many people but with the city being one of the most expensive in the world, that dream is easily crushed by reality – that even if you make a lot of money there, the chances of actually having a lot of money are really slim!

But a true blue New Yorker has proven that such is not always the case because frugal people can still survive the Big Apple with a lot of cash in the bank! In fact, JP Livingston was able to achieve that at a young age – and retired at age 28! Unbelievable, right?

So, how did she do it?

Well, she earned a good amount of money from working in the finance industry, to start with. But $100,000 a year is not much in New York City, considering the high cost of living there! Yet Livingston wasn’t tempted to splurge.

To achieve her goal of financial independence, she saved more of her money than what she spent – choosing to save 70% of her salary and living on the remaining 30%! When her salary increased, she did not increase her spending; instead, she increased her savings.

While her high salary and status at work could afford her extravagant apartments, she chose to live in a $1050 flat with a roommate; that rate is quite ‘budget-friendly’ in the Big Apple.

She went to thrift shops to buy second hand furniture and chose to live frugally by going to cheap coffee shops to hang out with friends, instead of going to ‘branded’ and definitely more expensive coffee shops. She also takes advantage of the shop competitions in the city, going to cheaper restaurants.

When tempted to buy something out of her budget, she calculates the cost of the item based on how many hours she needs to work to buy it. For instance, for a $700 iPhone, you need to work about 35 hours if you are paid $20 per hour. Is it worth it? Most of the time, Livingston realizes it’s not worth the extra hours; so, she doesn’t buy expensive lifestyle stuff.

But is it her savings that made her rich and ready to retire at 28? Partly, yes; but Livingston emphasized that she invested a good amount of her money and that’s where her wealth grows.

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5 Easy Nightly Routines To Make Your Bundle Of Joy Sleep Faster

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Are you a new mom who struggles with putting your baby to sleep? Or a dad who can’t figure it out either? If you’re someone who finds it hard to cradle a baby to sleep, here’s a guide for you made by genius mom from Three Day Nanny.

According to moms Gina Ford and Kathryn Mewes, crying babies can be left crying until they stop. This helps them understand that they can’t be picked up at all times. They will eventually lay low with their crying games.

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PHOTO CREDIT: Pixabay

Another tip that has for other moms is to avoid eye-to-eye with their kids if they are trying to get them to sleep. Although many questioned this trick, a lot has agreed.

Emily-Jane Clark, another mom, and a writer share her own advice on how she gets her kids to sleep.

1. Get in your comfortable clothes are prepare for bed

Because getting a kid to fall asleep could get you drowsy, too. It is advisable that you prepare for bed together with your kids so both of you can rest well.

2. Plan out your nightly routine

Full-Time moms don’t usually get things planned out very well because they know for sure 90% of them won’t get accomplished. However, if you want a more convenient way of putting your kid to sleep, it is helpful to organize your own schedule and activities while lying in bed.

3. Deep sleep

Before moving an inch, make sure that the baby is in deep sleep and not half awake. This way, you won’t wake him/her up when you transfer.

4. Drink coffee– lots of it

If the child will only sleep on you or with you, prepare cups of coffee! If your kid is a newborn, you want to stay awake while cradling the child because if you end up sleeping, the baby might end up on the floor. Keep your eyes on him/her.

5. Eye contact

Contrary to the tip by Ford, Clark says keeping an eye-to-eye contact is important. Their look will give you an extra boost of energy during groggy midnight routines.

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Traveler Gets Arrested for Wearing Too Many Clothes, Gets Refused on Plane Twice

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One traveler who tried to cheat the airline by wearing many layers of clothing to allegedly keep him from paying excess baggage charges was refused boarding by an airline. He was arrested, then, refused boarding by the next flight he booked the following day! Ouch.

Ryan Carney Williams, who uses the handle Ryan Hawaii on Twitter, took to social media to express his disappointment after British Airways refused to let him board the plane after he put on the clothes that wouldn’t fit within his check-in baggage in a flight from Iceland to England.

Cops were soon called to arrest Williams after he put on eight pairs of pants and ten shirts. He accused the airline of racial profiling, saying he had done nothing wrong except put on the clothes that were in excess of his baggage allowance. He further claims he wasn’t trying to cheat the airline but just couldn’t afford to pay for the excess.

Photo credit: Ryan Hawaii -@RYAN_HAWAII / Twitter

He also claimed he had been polite throughout the incident but the airline’s ground crew had called the cops on him for ‘unruly behavior’.

According to Williams, the cops arrested him at Iceland Keflavík International Airport, sprayed him with mace, and held him on the ground despite him staying polite and just refusing to leave the counter – but why would he leave the counter, anyway, when he was actually trying to get into the flight?

He was brought to the police station where he formally gave his report. The plane flew without him.

After missing the flight over the incident, Williams booked one with EasyJet the following day but though he was able to go through check-in and security without problems this time, he was refused boarding at the flight gate – again!

He was told that he was not allowed on board because of the previous day’s incident with British Airways. Ironically, though, his luggage was able to fly ahead as it had already been checked in at that flight.

Photo credit: Ryan Hawaii -@RYAN_HAWAII / Twitter

It angered Williams to be stuck in Iceland with no money – and no more luggage! He took to Twitter to express his frustration. Fortunately, while reactions varied from netizens, he did receive a refund from both airlines.

He was later able to finally fly to England on a Norwegian airline. Whew.

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Man From Taiwan Earns $2700 A Month Just For Cleaning A House And Brushing A Turtle

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Being a housekeeper is a noble job. They help us to our day-to-day lives, without them, people can’t go through to their busy schedules.

However, much as we benefit from their service, it’s common knowledge that housekeeper doesn’t earn much despite their heavy loads of work, but not this Taiwanese housekeeper.

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PHOTO CREDIT: Noodou

Recently, a Taiwanese guy named Lee became viral after he was learned to have earned TW$80,000 (approx. US $2714) salary each month for being a housekeeper.

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PHOTO CREDIT: Noodou

Lee was once an employee at a restaurant who only earned TW$30,000 (approx. US $1017) per month. But one day, he decided to switch career and become a full-time housekeeper, and guess what, it turned out to be the best decision he ever made in his life!

“Many families in Taiwan have dual incomes. Since both the husband and wife need to head out to work, they have no time to take care of their home. This is where housekeepers like us come in to help sort things out,” 

Aside from his main job which includes cleaning the house and other normal chores for a housekeeper, Lee was required to clean the client’s tortoise. Easy, right? Well, read on.

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PHOTO CREDIT: Noodou

You may think cleaning tortoise is an easy task but it’s not. Cleaning the client’s tortoise require skills and should be done with extra care.

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PHOTO CREDIT: Noodou

Lee would first brush the tortoise’s’ shell and repeat the process on its belly. He then would try to remove any possible dirt from the shell. For that, he earned TW$80,000. Just be careful not to hurt the tortoise and scratch its valuable shell if you want to keep the job.

Same as to the most of us, Lee works ten hours a day, only he’s paid double or triple our salary for being a housekeeper.

Boy, doesn’t it make you want to switch jobs?

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