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28-Year-Old Woman Retires with $2 Million in Bank!

Living in New York City might be a dream to many people but with the city being one of the most expensive in the world, that dream is easily crushed by reality – that even if you make a lot of money there, the chances of actually having a lot of money are really slim!

But a true blue New Yorker has proven that such is not always the case because frugal people can still survive the Big Apple with a lot of cash in the bank! In fact, JP Livingston was able to achieve that at a young age – and retired at age 28! Unbelievable, right?

So, how did she do it?

Well, she earned a good amount of money from working in the finance industry, to start with. But $100,000 a year is not much in New York City, considering the high cost of living there! Yet Livingston wasn’t tempted to splurge.

To achieve her goal of financial independence, she saved more of her money than what she spent – choosing to save 70% of her salary and living on the remaining 30%! When her salary increased, she did not increase her spending; instead, she increased her savings.

While her high salary and status at work could afford her extravagant apartments, she chose to live in a $1050 flat with a roommate; that rate is quite ‘budget-friendly’ in the Big Apple.

She went to thrift shops to buy second hand furniture and chose to live frugally by going to cheap coffee shops to hang out with friends, instead of going to ‘branded’ and definitely more expensive coffee shops. She also takes advantage of the shop competitions in the city, going to cheaper restaurants.

When tempted to buy something out of her budget, she calculates the cost of the item based on how many hours she needs to work to buy it. For instance, for a $700 iPhone, you need to work about 35 hours if you are paid $20 per hour. Is it worth it? Most of the time, Livingston realizes it’s not worth the extra hours; so, she doesn’t buy expensive lifestyle stuff.

But is it her savings that made her rich and ready to retire at 28? Partly, yes; but Livingston emphasized that she invested a good amount of her money and that’s where her wealth grows.

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Friends ‘Ride’ Invisible Car to Order Food at Jollibee Drive Thru

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A number of fast food outlets have a drive thru for the convenience of those who just want to order a quick takeout meal. The premise of ordering via the drive thru is that you have a vehicle.

What happens if you don’t have a vehicle but the lines at the counter inside the store are too long and the drive thru window has fewer customers?

Photo credit: Dave Calma / Facebook

Well, a group of friends had this rather genius idea of ‘riding’ an invisible car so they can order food at the Jollibee drive thru because the queues inside the store were long.

Laughing at their own crazy antics, the group positioned themselves in a manner that people would normally take if they were riding a car. They were standing, of course, but the designated ‘driver’ made sure to drive them carefully towards the important stops at the drive through – and he didn’t forget to ‘release the hand brake’ before moving forward to the counter.

Photo credit: Dave Calma / Facebook

It was really so hilarious to see these guys ‘riding’ their invisible car that the crew at the counter couldn’t help but laugh. They’re so crazy, right? LOL. But the crew played along, accepting the guys’ orders, still laughing at their silliness.

Photo credit: Dave Calma / Facebook

After their order was taken, the group continued towards the claim area without breaking their position. The crew at this counter also laughed at the guys, even gamely giving the ‘driver’ a fist bump.

They continued towards the exit in the same position, Giving each other high fives, knowing they got their way and were able to order much faster than the customers inside the store. Clever trick, isn’t it?

Photo credit: Dave Calma / Facebook

But the guys did not just trick the Jollibee crew, they had also become famous on Facebook. Less than 24 hours after the video was posted, the video has garnered close to 1 million views!

Check it out here:

Teknik pag mahaba ang pila sa Jollibee kelangan mo ng INVISIBLE CAR

Posted by Dave Calma on Monday, 23 April 2018

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Lifestyle

Lovers Since Elementary, Couple Graduated Together from Three Different Schools

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A lot of people frown on very young lovers, especially when they are still in their early high school and especially in grade school years! After all, the incidence of teenage pregnancy has risen up significant over the past decades.

But one couple from Davao has proven that love isn’t always destructive to very young people because it can also be used as inspiration to strive harder to reach their dreams together!

Photo credit: Twitter / @janicaeleria_

Meet Vande Alagao and Janica Eleria from Davao City in southern Philippines. They were lovers since their elementary days. What’s amazing about their relationship is that not only were they able to manage staying together all these years but that they had graduated together from three different schools.

A bit confusing, eh? Well, here’s what really happened.

On When in Manila, Janica revealed that they met back in Grade 2 when she transferred to Vande’s school. She gushed at how Vande could still vividly remember to this day what she was wearing that day and what cellphone she was using!

They started exchanging text messages in Grade 5 and became a couple a year later.

Photo credit: Twitter / @janicaeleria_

In high school, however, Vande went to a different school. They only saw each other about once or twice a year at the time, until Janica’s mom decided to move her to Vande’s school in their third year of high school.

They graduated together from that school, a different one from their elementary school but they were together.

They recently graduated from senior high school. Thankfully, their respective families were supportive of their relationship, especially because they continue to focus more on their studies.

Photo credit: Twitter / @janicaeleria_

In college, the two are planning to take up different courses but just like their previous years, they will be studying in the same school. They will be celebrating their 7th year this October. Hopefully, 4 years from now, they will still be a couple and graduating from their fourth school together!

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Lifestyle

Dad Earns Praise for Being Proud of Son, Despite Barely Passing Grades

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Every parent wants the best for their children – and that often means encouraging (even forcing!) the kids to do better, especially in school. More often than not, parents get angry if their children have failing grades or if the grades are not within expectations.

Sadly, this puts too much pressure on the children to excel even if they couldn’t really do it, no matter how hard they study. In reality, whether we like to admit it or not, not everyone was born academically intelligent.

But one dad recently went viral after posting his son’s barely passing grades. He’s definitely the complete opposite of those proud parents who post their children’s nearly perfect grades but he’s still as proud as them!

Photo credit: E.i. Baldo / Facebook

In a post that has gone viral on Facebook, netizen E.i. Baldo shared a photo of his son’s grades as well as a photo of them posing outside a house with a swimming pool.

This cool dad congratulated his son for passing Grade 1. He said that the boy made his happy, especially when the kid joked that his dad should open the card slowly because the grades could cut his finger, an allusion to the joke that line-of-7 grades are ‘palakols’ (axes). LOL.

Instead of getting angry, however, this dad felt proud that the boy passed the level and would be in Grade 2 next year. He recalled that back when he was a student, he also had similar grades; thus, the boy’s report card is really just like a ‘throwback’ to his own.

According to Baldo, knowing his own capabilities as a student, he didn’t really dream of going to the stage to put medals and ribbons to his kids.

Photo credit: E.i. Baldo / Facebook

He just encouraged his son to try harder next year, maybe getting the grades up to 79% but it was clear that there was no pressure from him because the passing grade is 75%; so, he argued that any excess is really just an ‘allowance’.

For his pride in his son and for not pressuring the kid in achieving something the boy couldn’t do, this dad earned netizens’ praise. Many are wishing that all parents would be like him, understanding and supportive of their kids no matter what happens!

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